How do I choose a bank?

In Houston, there are many banks where you may walk in and open an account. Listed below are some banks that have many ATMs in the Houston area:

• Chase
• Bank of America
• Wells Fargo 

What are the types of bank accounts?

• Checking accounts:
  • You may put money in a checking account and use it to pay for rent, food, and other daily expenses. Usually, there are no withdrawal limits.
  • Monthly maintenance fee may apply. Ask the bank how to avoid this fee.
  • Out-of-network fee, overdraft fee, and foreign transaction fee may apply.
• Savings accounts:
  • Savings account typically have higher interest rates than checking accounts.
  • You may make transfers and some withdrawals only six times a month. Savings withdrawal limit fee will apply.
  • Monthly maintenance fee may apply. Ask the bank how to avoid this fee. 

Where can I find Automatic Teller Machines (ATMs)?

Many banks have mobile apps which you may use to locate ATMs.