Costs & Financial Aid

Payment Plans

The state of Texas requires that any student unable to pay their tuition and fees in full by the due date established by the university must:

Enter into a payment plan with the university.
Select the pay plan no later than the initial due date.
Acknowledge in writing (electronic signature) the pay plan.
Acknowledge that any payment (financial aid, 3rd party, etc.) must first be applied against unpaid debt for the current semester.
First pay 100% of any prior balance due before entering into a pay plan.
Payment Plans such as the Emergency Loan, Short Term Loan, and Book Loan are subject to funds availability.

Installment Pay Plan: This plan is available to any student unable to pay the full amount due by the university due date. Please note, the installment payment plan is not available for summer sessions.
Emergency Loan: This plan defers the payment of all the current semester's tuition and mandatory fees. (non-housing students)
Short Term Loan: This plan defers the payment of all the current semester's tuition and fees. (housing students only)
Book Loans: This plan, found on the optional fee page at myUH, provides students with a short term book loan to assist in buying books.

For more detailed information on each plan please read further:

Please Note: New Terms Beginning Fall 2009.
Does not cover prior unpaid balances.
Has a $20.00 nonrefundable origination fee.
Provides for 4 separate installments;
The 1st installment is due by the initial due date for all students and must be at least 25% of the current semester's tuition and fees.
The remaining unpaid balance is split between three additional installments.
Requires that any credits to the account (financial aid, etc) must first be applied to the unpaid balances.
Has a late fee charge of $10.00 for each installment paid after its' due date.
Any additional charges added to the student's account after the initial installment will be split evenly between any remaining installments.
The student must request this plan by signing (electronically) into myUH (PeopleSoft) .
The Installment Pay Plan is not available for Summer sessions.

Is only available to students who do not live in university housing.
Does not cover prior unpaid balances.
The loan covers only tuition and required/mandatory fees for the current semester.
The loan defers payment until the 90th calendar day of the semester in the regular fall/spring semester
The loan defers payment until the 30th calendar day of a short semester/session such as the summer or other special session.
The loan has a 5% annual percentage rate.
Any additional charges incurred by a student after entering the plan must be paid in full by the next scheduled installment payment due date.
Requires that any credits to the account (financial aid, etc) must first be applied to the unpaid balance of the loan.

Is only available to students who live in university housing.
Does not cover prior unpaid balances.
Is for the entire balance of current semester tuition, fees, housing, board
The loan accrues interest at a 12% annual percentage rate.
The loan has a $5.00 origination fee.
The loan is due and payable no later than the 45th calendar of the semester in a regular fall/spring semester; and
The loan is due and payable no later than the 30th calendar day of a short semester/session such as the summer or other special session.
Requires that any credits to the account (financial aid, etc) must first be applied to the unpaid balance of the loan.

Is for the exact amount of $400.00 per regular semester, such as fall/spring semesters.
Is for the one-time exact amount of $200.00 for the summer semester, regardless of how many sessions in which the student is enrolled.
Has a $5.00 nonrefundable origination fee.
Is due by the 60th calendar day of a regular fall/spring semester; and
Is due by the 30th calendar day of a short semester/session.
Requires that any credits to the account (financial aid, etc) must first be applied to the unpaid balance of the loan.